FHA VS Conventional loan programs in New-Bern, Craven County, North Carolina
As of 2025, the conventional loan limit in New-Bern, in the county of Craven, NC, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the optimal program for your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in New-Bern, Craven, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 28560, 28562, 28561
Conventional and FHA Loan Opportunities in New-Bern, NC
The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to align with suitable lenders and loan programs.
Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095
ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.
Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
