Explore the differences! FHA VS Conventional loan programs in New-Bern, Craven County, North Carolina
As of 2025, the conventional loan limit in New-Bern, in the county of Craven, NC, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the optimal program for your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in New-Bern, Craven, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 28560, 28562, 28561
Conventional and FHA Loan Opportunities in New-Bern, NC
The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to align with suitable lenders and loan programs.
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