FHA VS Conventional loan in Jacksonville, Onslow County, North Carolina
For 2026, the conventional loan limit in Jacksonville, within Onslow county, NC, is set at $726,200. The FHA loan limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, assessing the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans together, helping you choose the best program for your financial needs in NC.
Loan Limits and Down Payment Requirements for 2026 in Jacksonville, Onslow, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 28546
Exploring Conventional and FHA Loan Options in Jacksonville, NC
The mission of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three paths to find matching lenders and loan programs tailored to you.
It starts with commitment. The foundation of all great relationships.
We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
300 Western Blvd, Suite 400, Jacksonville, NC, 28546
Lends in North Carolina
Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
Lends in North Carolina
Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
7741 Market Street, Suite E, Wilmington, NC, 28411
Lends in North Carolina
At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405
Lends in North Carolina
SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave" technology will provide speed, quality.
