Explore the differences! FHA VS Conventional loan programs in River-Bend, Craven County, North Carolina

For the year 2025, the maximum loan amount for Conventional loans in River-Bend, found in Craven of NC, is $647,200; at the same time, the FHA loan ceiling is $420,680 for a primary residence.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison between current rates for Conventional, FHA, and USDA loans. Determine necessary income, reserves, credit, and paperwork needed to qualify. Our sophisticated mortgage calculator presents a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans to guide you in choosing the right program in NC for your financial goals.

Explore and evaluate offers from over 100 different lenders

2025 loan thresholds and down payment needs in River-Bend, Craven, NC

Loan Type Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to zip codes: 28562

Conventional and FHA loan solutions in River-Bend, NC

The mission of Lendersa® is to quickly and effortlessly help you obtain the most suitable Conventional, USDA, or FHA loan. Start from one of three unique paths to effectively match with lenders and loan offerings.

Lendersa's USDA loan request matching outcome


  • Del Financial, Inc.
  • 11508 Rosecrans Ave, Norwalk, CA, 90650
  • Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
  • HL Home Loans
  • 3327 West Beverly Boulevard, Montebello, CA, 90640
  • HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages
  • POPA Federal Credit Union
  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department. In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
  • Solve Lending & Realty
  • 18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
  • Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
  • MAK Home Loans
  • 17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
  • At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • ABS Realty Group
  • 12506 Eckleson St, Cerritos, CA, 90703
  • ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.
  • Equibox Mortgage, Inc.
  • 11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
  • When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.
  • Express Home Loan Funding Corp
  • 17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
  • "Express Home Loan Funding or EHL Funding is a mortgage broker based in the city of Downey southeast Los Angeles County, California. It is dependable firm that seeks to exceed the expectations of their clients. They want to assure their clients that they will get loans whose terms are suited to their financial capability.
  • iCore Lending, Inc.
  • 17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
  • iCore Lending, Inc. we always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. We create individualized financial solutions with the end consumer in mind, allowing you to rest assured that you are getting a great mortgage.