FHA VS Conventional loan in Half-Moon, Onslow County, North Carolina
As of 2025, the limit for a Conventional loan in Half-Moon, within the county of Onslow, NC, stands at $647,200. For an FHA loan, the ceiling is set at $420,680 for a home that accommodates a single family.
Lendersa® offers a Conventional loan calculator enabling you to evaluate today's best rates, whether Conventional, FHA, or USDA. This tool assists in determining your qualification requirements such as income, credit score, reserves, and necessary documents. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, aiding your choice for the best program suited to your unique financial circumstances in NC.
2025 Loan Limits and Down Payment Requirements in Half-Moon, County of Onslow, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These comparison figures are relevant for zip codes: 28546, 28540
Conventional and FHA Loan Opportunities in Half-Moon, NC
At Lendersa®, our aim is to provide you promptly and effortlessly with the optimal Conventional, USDA, or FHA loan. You can choose from three different starting points that offer access to suitable lenders and loan programs that match your requirements.
The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.
Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
Barton Plant Employees' Federal Credit Union is a member-owned and operated financial institution, existing to help achieve the financial needs of our members, through dedicated and efficient personal service.
Once you become a member, you are always a member, as long as your account remains open.
Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
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We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
