FHA VS Conventional loan in Jefferson, Ashe County, North Carolina
In 2026, the conventional loan limit in Jefferson, located in Ashe, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Lendersa® offers a Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA to assist in deciding the best program in NC that suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Jefferson, Ashe, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 28640
Options for Conventional and FHA Loans in Jefferson, NC
The aim of Lendersa® is to connect you with the best Conventional, USDA, or FHA loans quickly and smoothly. Choose one of three available starting points to find matching lenders and loan programs.
Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
