FHA VS Conventional loan in Jefferson, Ashe County, North Carolina

In 2025, Convetional loan limit in Jefferson, county of Ashe, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Jefferson, county of Ashe, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 28640

Conventional and FHA loan options in Jefferson, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.
  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
  • NY TEAM Federal Credit Union
  • 65 Broadway, Hicksville, NY, 11801
  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families. If you are not currently a member, you may want to browse our site
  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.
  • Bander Mortgage Inc
  • 378 Park Avenue, Unit 2E, Glencoe, IL, 60022
  • We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.
  • Quintessential Mortgage Group
  • 399 Knollwood Road, Suite 320, White Plains, NY, 10603
  • Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.
  • St Louis Home Mortgage and Retention Services
  • 113 Old State Road, Suite 103, Ellisville, MO, 63021
  • Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
  • Northern Lakes Mortgage LLC
  • 180 S Weidman Rd, Suite 230, Ballwin, MO, 63021
  • We correspond with some of the nation’s largest names in lending. We save our clients real money and provide real financial freedom with our Homeowner Certainty program. Our unique product focuses on lowering your monthly mortgage payment by removing MIP or PMI, and lowering your rate.
  • US Financial LTD
  • 636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
  • U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.