FHA VS Conventional loan programs in Westport, Lincoln County, North Carolina

In the year 2025, the limit for conventional loans in Westport, within Lincoln, NC, is $726,200, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh the best of today's Conventional, FHA, and USDA rates. This tool helps determine required income, credit, reserves, and essential documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to assist in choosing the optimal program for your financial situation in NC.

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Guidelines on loan limits and down payment requirements for 2025 in Westport, county of Lincoln, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison pertains to zip codes: 28037

Options for Conventional and FHA loans in Westport, NC

The mission of Lendersa® is to efficiently provide you with the best available loans, whether they are Conventional, USDA, or FHA, without delay. You can choose from three starting points that will connect you with suitable lenders and programs.

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