FHA VS Conventional loan programs in 2025 for Westport, Lincoln County, North Carolina

In 2025, Convetional loan limit in Westport, county of Lincoln, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Westport, county of Lincoln, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 28037

Conventional and FHA loan options in Westport, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
  • BancMac/Community Banc Mortgage Corp
  • 3200 W Iles Ave, Springfield, IL, 62711
  • Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
  • Town and Country Bank
  • 3601 W. Wabash Ave., Springfield, IL, 62711
  • At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
  • Virtual Mortgage Solutions Inc
  • 1269B North Cedar Road, New Lenox, IL, 60451
  • We're Virtual Mortgage Solutions, Inc, and we've been the premier mortgage brokerage company here in New Lenox, IL. We have over 26 years of experience and offer a variety of mortgage options including reverse mortgages, FHA mortgages, VA mortgages and much more. I'd like to personally invite you to call us today for all your mortgage needs!
  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
  • North Atlantic Mortgage, Corp.
  • 706 Bedford Street, Stamford, CT, 06901
  • North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.