FHA VS Conventional loan in Mount-Airy, Surry County, North Carolina

In 2026, the Conventional loan limit in Mount-Airy, situated in Surry County, NC, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most suitable program in NC for your financial needs.

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2026 Loan Limits & Down Payment Requirements in Mount-Airy, Surry County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to zip codes: 27030

Discover Conventional and FHA Loan Options in Mount-Airy, NC

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you

  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.

  • Michigan United Mortgage LLC
  • 6870 Grand River, Brighton, MI, 48114
  • Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.

  • Honest Mortgage Company, LLC
  • 1127 S Old US Highway 23, Brighton, MI, 48114
  • Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.

  • Think One Mortgage Inc
  • 1888 HYLAN BLVD, Staten Island, NY, 10305
  • "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience.
    We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic

  • Lifestyle Mortgage LLC
  • 902 Main Ave, Northport, AL, 35476
  • Lifestyle-Mortgage.com, I believe in providing our clients with the utmost in VALUE. VALUE is not just found in the price you pay for a service, but in the sum total of the service you receive.

    By providing the Highest Level of customer SERVICE to our clients we are able to soothe the apprehension of applying for, and your experience with, the

  • First National Bank of GA
  • 819 E Shotwell St, Bainbridge, GA, 39819
  • First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.

  • Bank of Wolcott
  • 105 North Range Street, Wolcott, IN, 47995
  • Bank of Wolcott has been proudly serving local communities with the knowledge, experience, and financial resources to assist our customers in meeting their financial goals and objectives. Today, just as when we opened our doors in 1944, Bank of Wolcott is an independently owned community bank making decisions.

  • Town of Cheektowaga Federal Credit Union
  • 3251 Broadway, Cheektowaga, NY, 14227
  • In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,

  • CrossRoads Community Federal Credit Union
  • 3031 William Street, Buffalo, NY, 14227
  • CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,

  • Cheektowaga Community Federal Credit Union
  • 3234 Union Road, Cheektowaga, NY, 14227
  • Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member