FHA VS Conventional loan in Mount-Airy, Surry County, North Carolina

In 2025, the Conventional loan limit in Mount-Airy, situated in Surry County, NC, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most suitable program in NC for your financial needs.

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2025 Loan Limits & Down Payment Requirements in Mount-Airy, Surry County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to zip codes: 27030

Discover Conventional and FHA Loan Options in Mount-Airy, NC

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

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