FHA VS Conventional loan programs in Mount-Holly, Gaston County, North Carolina
In the year 2025, the conventional loan limit for a single-family home in Mount-Holly, situated in the county of Gaston, NC, is set at $647,200. On the other hand, the FHA loan limit is $420,680.
Explore our Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. It helps you review the income, credit score, reserves, and documents required for qualification. This sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best option available in NC for your financial requirements.
2025 Loan Limits and Downpayment Needs in Mount-Holly, County of Gaston, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is applicable to the zip codes: 28120, 28012, 28236
Conventional and FHA Loan Options in Mount-Holly, NC
The aim of Lendersa® is to offer you the finest Conventional, USDA, or FHA loans quickly and without complications. Start with one of these three pathways to find matching lenders and suitable loan programs.
THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.
THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Local Lending Group’s vision is to see all loans provided
by someone living in the community where you live,
a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
"The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
Headquartered in Troy, Michigan with over 30 years of experience,"
C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
