Explore the differences! FHA VS Conventional loan programs in Mount-Holly, Gaston County, North Carolina
In the year 2025, the conventional loan limit for a single-family home in Mount-Holly, situated in the county of Gaston, NC, is set at $647,200. On the other hand, the FHA loan limit is $420,680.
Explore our Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. It helps you review the income, credit score, reserves, and documents required for qualification. This sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best option available in NC for your financial requirements.
2025 Loan Limits and Downpayment Needs in Mount-Holly, County of Gaston, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is applicable to the zip codes: 28120, 28012, 28236
Conventional and FHA Loan Options in Mount-Holly, NC
The aim of Lendersa® is to offer you the finest Conventional, USDA, or FHA loans quickly and without complications. Start with one of these three pathways to find matching lenders and suitable loan programs.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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