In 2025, the conventional loan limit in Cramerton, found in Gaston county, NC, is $726,200, while the FHA cap for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to explore today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, savings, and documents needed to qualify. Our advanced mortgage calculator offers a comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best-suited program in NC for your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 28032, 28012
The objective at Lendersa® is to swiftly secure the most favorable Conventional, USDA, or FHA loan seamlessly. Choose one of three avenues resulting in connections with appropriate lenders and matching loan offerings.
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