Explore the differences! FHA VS Conventional loan programs in Lowell, Gaston County, North Carolina
In 2025, the conventional loan limit for Lowell, which is located in Gaston, NC, is $726,200, whereas the FHA limit for a single-family home is $472,030. These figures are key to understanding the financing options available to homebuyers in this location.
Utilize the Lendersa® Conventional loan calculator to accurately compare the leading rates for Conventional, FHA, and USDA loans today. This tool will help determine the necessary income, credit score, reserves, and required documents. With our mortgage calculator's advanced features, view Conforming Conventional, USDA, FHA, and VA loans side by side to guide your decision on the best program in NC for your financial needs.
Understanding Loan Limits and Down Payment Requirements for 2025 in Lowell, Gaston, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to the zip codes: 28098
Conventional and FHA Loan Opportunities in Lowell, NC
Lendersa® is dedicated to connecting you with the best possible loan options, whether Conventional, USDA, or FHA, quickly and without difficulty. Select from three paths to find lenders and programs that match your needs.
6021 Midnight Pass Rd Unit #1, Siesta Key, FL, 34242
Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
At Crews Bank & Trust, we strive to be a one-stop-shop for all our customers’ personal and business banking needs. We offer checking and savings accounts with the convenience of Online and Mobile Banking, along with competitive loans. business banking needs. We offer checking and savings accounts.
Premier Nationwide Lending, it’s not just our experience that differentiates us from other mortgage companies – it’s our commitment to a quality customer relationship. Our borrowers are the reason we exist, and we are committed to providing a superior lending experience one loan at a time.
Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
