In 2026, the conventional loan limit for Lowell, which is located in Gaston, NC, is $726,200, whereas the FHA limit for a single-family home is $472,030. These figures are key to understanding the financing options available to homebuyers in this location.
Utilize the Lendersa® Conventional loan calculator to accurately compare the leading rates for Conventional, FHA, and USDA loans today. This tool will help determine the necessary income, credit score, reserves, and required documents. With our mortgage calculator's advanced features, view Conforming Conventional, USDA, FHA, and VA loans side by side to guide your decision on the best program in NC for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The comparison table applies to the zip codes: 28098
Lendersa® is dedicated to connecting you with the best possible loan options, whether Conventional, USDA, or FHA, quickly and without difficulty. Select from three paths to find lenders and programs that match your needs.
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