FHA VS Conventional loan programs in 2025 for Lowell, Gaston County, North Carolina
In 2025, the conventional loan limit for Lowell, which is located in Gaston, NC, is $726,200, whereas the FHA limit for a single-family home is $472,030. These figures are key to understanding the financing options available to homebuyers in this location.
Utilize the Lendersa® Conventional loan calculator to accurately compare the leading rates for Conventional, FHA, and USDA loans today. This tool will help determine the necessary income, credit score, reserves, and required documents. With our mortgage calculator's advanced features, view Conforming Conventional, USDA, FHA, and VA loans side by side to guide your decision on the best program in NC for your financial needs.
Understanding Loan Limits and Down Payment Requirements for 2025 in Lowell, Gaston, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to the zip codes: 28098
Conventional and FHA Loan Opportunities in Lowell, NC
Lendersa® is dedicated to connecting you with the best possible loan options, whether Conventional, USDA, or FHA, quickly and without difficulty. Select from three paths to find lenders and programs that match your needs.
Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.
Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
Wakefield Co-operative Bank is continually expanding our personal and business banking services, our residential and commercial lending, and our supplementary digital services to better enable our customers to manage their finances. We foresee great opportunity for deposit, lending, and financial services growth and are optimistic.
The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.
3535 Center Point Road NE, Cedar Rapids, IA, 52402
Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.
Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers' respect, one at a time.
Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.
Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
