FHA VS Conventional loan in Lowell, Gaston County, North Carolina
In 2025, the conventional loan limit for Lowell, which is located in Gaston, NC, is $726,200, whereas the FHA limit for a single-family home is $472,030. These figures are key to understanding the financing options available to homebuyers in this location.
Utilize the Lendersa® Conventional loan calculator to accurately compare the leading rates for Conventional, FHA, and USDA loans today. This tool will help determine the necessary income, credit score, reserves, and required documents. With our mortgage calculator's advanced features, view Conforming Conventional, USDA, FHA, and VA loans side by side to guide your decision on the best program in NC for your financial needs.
Understanding Loan Limits and Down Payment Requirements for 2025 in Lowell, Gaston, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to the zip codes: 28098
Conventional and FHA Loan Opportunities in Lowell, NC
Lendersa® is dedicated to connecting you with the best possible loan options, whether Conventional, USDA, or FHA, quickly and without difficulty. Select from three paths to find lenders and programs that match your needs.
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