FHA VS Conventional loan programs in 2025 for Lowesville, Lincoln County, North Carolina

In the year 2025, the conventional loan limit in Lowesville, located in Lincoln county, NC, stands at $726,200, while for a single-family residence, the FHA limit is $472,030.

With Lendersa®'s Conventional loan calculator, you can weigh today's Conventional against FHA and USDA rates, and also assess the income, credit score, reserves, and paperwork required to qualify. Our comprehensive mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision-making process in NC and helping you pinpoint the most suitable program for your financial needs.

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2025 loan limits and down payment requirements in Lowesville, county of Lincoln, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison is applicable to these zip codes: 28164

Explore Conventional and FHA loan choices in Lowesville, NC

The mission of Lendersa® is to swiftly secure you the most favorable Conventional, USDA, or FHA loan in a smooth manner. Choose from three key starting points that provide lender matches and loan options:

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