FHA VS Conventional loan in Newton, Catawba County, North Carolina

As of 2025, the limit for conventional loans in Newton, situated within Catawba county of NC, is $726,200. In comparison, the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare today's premier rates among Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit, reserves, and required documents to qualify. Using our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to select the most suitable program in NC that aligns with your financial objectives.

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2025 Loan Limits and Downpayment Requirements in Newton, Catawba County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 28658

Conventional and FHA Loan Choices in Newton, NC

Lendersa® aims to offer the best possible Conventional, USDA, or FHA loan expediently and seamlessly. Choose one of three ways to connect with matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • National 1st Mortgage
  • 1602 West 13595, South Riverton, UT, 84065
  • National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
  • Community Lending Group
  • 1262 West 12700 South, Suite A, Riverton, UT, 84065
  • Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
  • Wasatch Capital Mortgage
  • 697 North 240 East, Kaysville, UT, 84037
  • At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
  • Ashby Financial Group, LC
  • 326 Apricot Grove, Kaysville, UT, 84037
  • Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
  • Coventry Mortgage
  • 610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
  • Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
  • Summit Home Loans
  • 375 N Main St, Suite 201, Kaysville, UT, 84037
  • Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
  • Varex Federal Credit Union
  • 1678 South Pioneer Road, Salt Lake City, UT, 84104
  • Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
  • CBC Mortgage Agency
  • 912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
  • CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.