Explore the differences! FHA VS Conventional loan programs in Newton, Catawba County, North Carolina

As of 2025, the limit for conventional loans in Newton, situated within Catawba county of NC, is $726,200. In comparison, the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare today's premier rates among Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit, reserves, and required documents to qualify. Using our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to select the most suitable program in NC that aligns with your financial objectives.

Browse loan offers from more than 100 lenders

2025 Loan Limits and Downpayment Requirements in Newton, Catawba County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 28658

Conventional and FHA Loan Choices in Newton, NC

Lendersa® aims to offer the best possible Conventional, USDA, or FHA loan expediently and seamlessly. Choose one of three ways to connect with matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • American Fidelity Mortgage Inc
  • 8370 West Flagler Street, Suite 145, Miami, FL, 33144
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Millenium Home Mortgage
  • 8550 W. Flagler Street, Suite 104, Miami, FL, 33144
  • Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
  • Lambda Funding
  • 66 West Flagler Street – Suite 900, Miami, FL, 33130
  • QUICK APPROVALS. AGGRESSIVE RATES. FAST CLOSINGS. Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
  • Miami Federal Credit Union
  • 51 SW 1st Avenue, Suite 604, Miami, FL, 33130
  • Miami Federal Credit Union has been serving Federal, State, Municipal, Dade County, City of Miami government employees and their family members in Miami -Dade, Broward, Monroe, and Palm Beach Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency.
  • LendComet
  • 92 SW 3rd St, Brickell, FL, 33130
  • LendComet is a mortgage broker based out of Miami, FL. We assist home buyers in getting some of the best rates for mortgage loans and also ReFinancing opportunities. Our priority is making the loan application process simple and easy. We are here for you every step of the way. We've been helping customers afford the home
  • Brickell Capital Finance
  • 175 SW 7th St, Suite 1900, Miami, FL, 33130
  • Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.
  • 203b.Loan, Inc.
  • 78 SW 7th Street, Miami, FL, 33130
  • home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
  • Madison Capital Mortgage Group Inc
  • 45 Southwest 9th Street, Apartment 4301, Miami, FL, 33130
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.