FHA VS Conventional loan programs in Maiden, Catawba County, North Carolina

In the year 2026, the conventional loan limit in Maiden, situated in Catawba, NC, is $726,200. Concurrently, the FHA loan limit for a single-family home is $472,030. These established limits significantly influence the scope of financing available for homebuyers in this region.

Leverage the Lendersa® Conventional loan calculator to expertly compare today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in selecting the best program in NC suited to your financial situation.

Compare a wide range of loan offers from 100 lenders

Comprehensive Loan Limits and Downpayment Requirements for 2026 in Maiden, Catawba, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies specifically to the following zip codes: 28658

Explore Conventional and FHA Loan Options in Maiden, NC

The primary objective of Lendersa® is to connect you swiftly and smoothly with the most favorable Conventional, USDA, or FHA loans. Begin your search by selecting from three pathways designed to guide you to matching lenders and ideal loan programs.

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Maiden Lenders

  • Shuford Federal Credit Union
  • 882 16th Street NE, Hickory, NC, 28601
  • Lends in North Carolina
  • Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • CS Credit Union
  • 6519 CommScope Road, Catawba, NC, 28609
  • Lends in North Carolina
  • CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.

  • Stanford Funding
  • 2525 Shanklin Ln, Denver, NC, 28037
  • Lends in North Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • Lends in North Carolina
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.

  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Lends in North Carolina
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Lends in North Carolina
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Lends in North Carolina
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products

  • Gateway Financial Group
  • 8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269
  • Lends in North Carolina
  • At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success

  • Carolinas Telco Federal Credit Union
  • 2821 Crisman Street, Charlotte, NC, 28208
  • Lends in North Carolina
  • Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.