Explore the differences! FHA VS Conventional loan programs in Oak-Island, Brunswick County, North Carolina
In 2025, the conventional loan limit in Oak-Island, located in Brunswick county, NC, is set at $647,200. In contrast, the FHA limit for a single-family home is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates across Conventional, FHA, and USDA loans. This allows you to assess the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program in NC for your financial situation.
2025 Loan Limits and Downpayment Requirements in Oak-Island, Brunswick County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to the following zip codes: 28422, 28465
Conventional and FHA Loan Options in Oak-Island, NC
Lendersa® aims to provide you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to connect with matching lenders and loan programs.
The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.
The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.
To maximize our return to shareholders, while making sound decisions today
500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
Bank of Little Rock Mortgage is a leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
609 SW 8th Street, Suite 600, Bentonville, AR, 72712
Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
900 SE 5th Street, Suite 22, Bentonville, AR, 72712
New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
