FHA VS Conventional loan programs in 2026 for Shallotte, Brunswick County, North Carolina
As of 2026, the maximum limit for a conventional loan in Shallotte, part of Brunswick, NC, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is set at $472,030.
Utilize Lendersa®'s Conventional loan calculator to explore the most favorable rates today among Conventional, FHA, and USDA loans. Assess the income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the optimal program in NC fitted to your financial needs.
2026 Details on Loan Limits and Down Payments in Shallotte, Brunswick, NC
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to zip codes: 28462
Options for Conventional and FHA Loans in Shallotte, NC
The goal of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loan effortlessly. Choose one of three starting paths that align with suitable lenders and matching loan offerings.
5016 East Oak Island Drive, Unit 2, Oak Island, NC, 28465
Lends in North Carolina
Shoreline Mortgage can shop several different lenders to find you the lowest rate and unlike large lenders we don’t have high profit margins to cover a large staff or overhead. At Shoreline Mortgage Group we will do the shopping for you so you can get the lowest rate and best product to fit your individual mortgage needs.
Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
5653 Carolina Beach Rd, Suite D2, Wilmington, NC, 28412
Lends in North Carolina
We specialize in residential mortgages and offer conventional, FHA, USDA, and VA loans. We take pride in treating each customer as a family member! Our dedication to customer service is the foundation of our business. With many years experience, it’s the reason so many of my clients finance with Seaside Mortgage.
Connected Investors is the real estate investors marketplace and community. Inside you can connect with a network of real estate entrepreneurs in your town and all across the nation. The Connected Investors platform is designed to help you connect-the-dots to financial freedom through investing in real estate -
We are dedicated to treating others with excellence, just as we would like to be treated ourselves. This is not just an example of the "Golden Rule", but a Biblical principle we have chosen to practice on a daily basis. ABBA First Mortgage offers the best mortgage rates in North Carolina and Tennessee
Alpha Mortgage Corporation has been serving our local communities since 1983, and our unwavering support continues to this day. With a team of experts by your side throughout the entire loan process, you can rest at ease knowing that you are getting the best most attentive service available.
"Alpha Mortgage Corporation is a full service mortgage banker with in-house processing, underwriting, closing and funding of your home.
Formed in 1983, Alpha Mortgage has attained its growth and success through the introduction of a continuing series of innovative programs and services that have become standards in the mortgage lending industr
215 Racine Drive, Suite 105, Wilmington, NC, 28403
Lends in North Carolina
Coastline Mortgage Consultants, LLC is one of Wilmington’s oldest mortgage companies. Founded in 2002, Coastline Mortgage Consultants, LLC is locally owned and operated by John Russ and Chad Ludwig. With over 40 years combined experience in the mortgage industry, John and Chad have successfully navigated multiple industry changes
3205 Randall Parkway, Suite 211, Wilmington, NC, 28403
Lends in North Carolina
National Home Finance is a Wilmington, NC based mortgage brokerage and mortgage lenders company. Our philosophy is simple: treat our customers as we wish to be treated. We take a consultative approach instead of pushing everyone into a cookie-cutter loan; we will find the type of mortgage loan that is best for you
