Explore the differences! FHA VS Conventional loan programs in Shallotte, Brunswick County, North Carolina

As of 2025, the maximum limit for a conventional loan in Shallotte, part of Brunswick, NC, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is set at $472,030.

Utilize Lendersa®'s Conventional loan calculator to explore the most favorable rates today among Conventional, FHA, and USDA loans. Assess the income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the optimal program in NC fitted to your financial needs.

Evaluate loan offers from an array of 100 lenders

2025 Details on Loan Limits and Down Payments in Shallotte, Brunswick, NC

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to zip codes: 28462, 28470

Options for Conventional and FHA Loans in Shallotte, NC

The goal of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loan effortlessly. Choose one of three starting paths that align with suitable lenders and matching loan offerings.

USDA loan request findings with Lendersa


  • SoCalReverse
  • 110 Civic Center Dr, Suite 204, Vista, CA, 92084
  • SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative. Our method of doing business is to have high client involvement
  • A Vision Property Services| Home Loans | Home Purchase and Sales
  • 28812 Vista Valley Dr, Vista, CA, 92084
  • A Vision Property Services| Home Loans | Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
  • Equity 1 Lenders Network Inc.
  • 2836 Felicia Way, Vista, CA, 92084
  • We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
  • Loanstar Financial Corporation
  • 138 Civic Center Drive, Suite 208, Vista, CA, 92084
  • Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
  • Quicker Inc
  • 265 East Street, Suite B1, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rate Republic
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Point Mortgage Corporation
  • 864 Amena Court, Chula Vista, CA, 91910
  • We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
  • Premium Mortgage
  • 895 Palomar St, Suite H, Chula Vista, CA, 91911
  • We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.