FHA VS Conventional loan in Randleman, Randolph County, North Carolina

For 2026, the limit for conventional loans in Randleman, county of Randolph, NC, is $726,200, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to contrast today's top rates among Conventional, FHA, and USDA loans. Assess required income, credit criteria, reserves, and crucial documents for eligibility. Our advanced mortgage calculator lays out Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier for you to determine which program is the best fit for your financial requirements in NC.

Compare offers from 100 different lenders

Comprehensive loan limits and down payment specifics for 2026 in Randleman, county of Randolph, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 27317

Available Conventional and FHA loan alternatives in Randleman, NC

The primary purpose of Lendersa® is to quickly connect you with the most competitive loans, including Conventional, USDA, or FHA, without any hassle. You can choose one of three starting approaches to discover suitable lenders and loan arrangements.

View USDA loan request results from Lendersa


Randleman Lenders

  • Integrity Mortgage Group
  • 191 H NC Hwy 42 N, Asheboro, NC, 27203
  • Lends in North Carolina
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.

  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Lends in North Carolina
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.

  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Lends in North Carolina
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.

  • Mortgages by Jill
  • 308E Pomona Drive, Greensboro, NC, 27407
  • Lends in North Carolina
  • Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.

  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • Lends in North Carolina
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group

  • Tideline Financial LLC
  • 211 West Lexington Avenue, Suite 101, High Point, NC, 27262
  • Lends in North Carolina
  • Tideline Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers

  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members.

    Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew

  • Greensboro Municipal Federal Credit Union
  • 217 N Greene Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,

  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • Lends in North Carolina
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.