Explore the differences! FHA VS Conventional loan programs in Trinity, Randolph County, North Carolina

In 2025, the limit for a Conventional loan in Trinity, located in the county of Randolph, NC, is $726,200, while the FHA limit for a single-family home is $472,030.

With Lendersa®'s Conventional loan calculator, you can evaluate current top rates among Conventional, FHA, and USDA loans. Understand the income, credit, reserves required, and documents needed for qualification. This advanced calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in NC suits your financial needs best.

Look at offers from 100 lenders

2025 Loan Limits and Down Payment Details for Trinity, Randolph County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 27370, 27263, 27360

Conventional and FHA Loan Options in Trinity, NC

Lendersa® aims to promptly get you the best possible Conventional, USDA, or FHA loan without hassle. Begin with one of three pathways to match you with the right lenders and loan programs.

Lendersa's USDA loan request and matching outcomes


  • Consumer Mortgage Services Inc
  • 3033 South Parker Road, Suite 202, Aurora, CO, 80014
  • At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
  • Metrum Community Credit Union
  • 6980 S Holly Circle, Centennial, CO, 80112
  • At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
  • SIGMA REAL ESTATE CORPORATION
  • 9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
  • Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
  • Go West Lending Ltd.
  • 8310 S Valley Highway, Suite 300, Englewood, CO, 80112
  • Go West Lending Ltd. is dedicated to financial dignity and inclusion. We equip borrowers and realtors with the financial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to financial independence. This position will provide strategic and operational.
  • Home Loans Today
  • 8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
  • Carizmic Home Loans - Westminster
  • 12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
  • Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.