FHA VS Conventional loan in Trent-Woods, Craven County, North Carolina

In the year 2025, the limit for conventional loans in Trent-Woods, located in the county of Craven, NC, is set at $647,200. Meanwhile, the FHA limit for a single-family home during the same period is $420,680. Understanding these limits is crucial for homebuyers planning their finances accordingly.

By using the Lendersa® Conventional loan calculator, you can effectively compare today's leading rates for Conventional, FHA, and USDA loans. This tool allows you to assess the necessary qualifications in terms of income, credit, reserves, and documentation. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options side by side, providing a clear comparison to help you choose which specific program in NC aligns best with your financial situation and needs.

Compare and contrast loan offers from a diverse pool of 100 lenders

Loan limits and down payment requirements for 2025 in Trent-Woods, county of Craven, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comprehensive comparison table is specifically applicable to the following zip codes: 28562. By understanding these parameters, you can strategize your home buying or refinancing process effectively.

Exploring Conventional and FHA loan options in Trent-Woods, NC

The mission of Lendersa® is to rapidly connect you to the optimal loan options, be they Conventional, USDA, or FHA, entirely without hassle. To achieve this, we propose three initial starting points that guide you seamlessly towards matching lenders and suitable loan programs tailored precisely to your financial plans and needs.

See the results from your Lendersa USDA loan request and matching procedure


  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.
  • Your Home Sold Guaranteed Realty Services
  • 7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487
  • Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.
  • American Mortgage Lenders Corp
  • 6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
  • American Mortgage Lenders is always seeking highly qualified individuals to work with our brokerage. We supply mortgage professionals with all of the tools that you need. Close more loans and reach the potential that you have always had. Contact us today to find out more information.
  • Credence Lending Financial Group LLC
  • 5720 NE Verde Circle, Boca Raton, FL, 33487
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hard Money Lending Florida
  • 8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
  • Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.
  • Swift Lending
  • 902 Clintmoore Rd #220, Boca Raton, FL, 33487
  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
  • MBN Mortgage Inc
  • 3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
  • MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
  • Liberty Mortgage LLC
  • 1990 Main St, Suite 750, Sarasota, FL, 34236
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.