FHA VS Conventional loan programs in Thomasville, Davidson County, North Carolina

In 2025, the loan limit for Conventional loans in Thomasville, Davidson County, NC is $726,200, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in NC suits your financial circumstances best.

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2025 Loan Limits & Down Payment Requirements in Thomasville, Davidson County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 27360, 27361

Explore Conventional and FHA Loan Options in Thomasville, NC

The objective of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you quickly and easily. Choose one of the three starting points to connect with matching lenders and loan programs.

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  • Southern Federal Credit Union
  • 1414 Enclave Parkway, Suite 250, Houston, TX, 77077
  • Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.