FHA VS Conventional loan programs in 2025 for Thomasville, Davidson County, North Carolina
In 2025, the loan limit for Conventional loans in Thomasville, Davidson County, NC is $726,200, whereas for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in NC suits your financial circumstances best.
2025 Loan Limits & Down Payment Requirements in Thomasville, Davidson County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 27360, 27361
Explore Conventional and FHA Loan Options in Thomasville, NC
The objective of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you quickly and easily. Choose one of the three starting points to connect with matching lenders and loan programs.
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