FHA VS Conventional loan in Whiteville, Columbus County, North Carolina
In 2025, the Conventional loan limit for Whiteville, located in the county of Columbus, NC, is $726,200, whereas the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® Conventional loan calculator to assess today's most competitive rates among Conventional, FHA, and USDA loan options. Determine required income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options in a side-by-side comparison, aiding you in selecting the optimal program suited to your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in Whiteville, Columbus County, NC
Loan Category
Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This data is relevant for zip codes: 28472
Exploring Conventional and FHA Loan Options in Whiteville, NC
Lendersa® strives to connect you with the best possible Conventional, USDA, or FHA loan options quickly and without hassle. Start with one of three pathways that guide you to matched lenders and loan plans suited to your needs.
TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
230 S Dearborn Street, Suite 2962, Chicago, IL, 60604
USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
