FHA VS Conventional loan programs in 2025 for Carolina-Shores, Brunswick County, North Carolina

In 2025, the legal limit for a conventional loan in Carolina-Shores, within the bounds of Brunswick county, NC, stands at $647,200. The FHA ceiling for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the most competitive rates today among Conventional, FHA, and USDA loans. Find out the income, credit, savings, and documents required for qualification. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the best program in NC for your financial objectives.

Review loan offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Carolina-Shores, Brunswick, NC

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 28467

Exploring Conventional and FHA Loans in Carolina-Shores, NC

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Begin by selecting one of three starting pathways, which result in lender matches and suitable loan programs.

Insights from USDA loan requests with Lendersa


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