FHA VS Conventional loan programs in 2025 for Sunset-Beach, Brunswick County, North Carolina

In 2025, the conventional loan limit in Sunset-Beach, located in Brunswick, NC, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

With Lendersa®'s Conventional loan calculator, you can compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserve requirements, and documents required to qualify. Our advanced mortgage calculator enables you to view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in deciding which program in NC fits your financial needs best.

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2025 loan limits and down payment requirements in Sunset-Beach, Brunswick, NC

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table comparison is applicable for zip codes: 28468, 28459

Conventional and FHA loan options in Sunset-Beach, NC

The objective of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loans swiftly and without complication. Choose from three paths that lead to matching lenders and loan solutions that suit your needs.

Lendersa USDA loan request and matching results


  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
  • Access Investments
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  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
  • Pacific Service Credit Union
  • 3000 Clayton Road, Concord, CA, 94519
  • Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
  • Primary Real Estate Services
  • 2818 Clayton Road, Concord, CA, 94519
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Educate Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Client Direct Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
  • Mount Diablo Lending
  • 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598
  • Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
  • Integrus Mortgage
  • 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598
  • Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of
  • Resource Home Loan
  • 2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598
  • We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.
  • Mortgage Connect
  • 3075 Citrus Circle, Suite 185, Walnut Creek, CA, 94598
  • At Mortgage Connect, we pride ourselves on offering our customers responsive, competent and excellent service. Our customers are the most important part of our business, and we work tirelessly to ensure your complete satisfaction, now and for as long as you are a customer. We serve our customers with honesty
  • Team Funding Group Inc
  • 1700 Ygnacio Valley Road, Suite 202, Walnut Creek, CA, 94598
  • Team Funding Group has built and maintained very important relationships with banks, realtors, escrow companies, and everyone associated with this industry. With relationships as our foundation for business, our rates and turn times have a competitive edge that no one else can offer