FHA VS Conventional loan programs in Kings-Grant, New Hanover County, North Carolina

In the year 2025, the limit for a Conventional loan in Kings-Grant, situated in the county of New Hanover, NC is $647,200. For a single-family home, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to assess the day's best rate options between Conventional, FHA, and USDA loans, and to identify the associated income, credit requirements, reserves, and documentation needed for eligibility. Our advanced mortgage calculator presents you with side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the right program for your financial needs in NC.

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2025 Loan Caps and Downpayment Necessities in Kings-Grant, New Hanover County, NC

Type of Loan Upper Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The above table applies to these zip codes: 28405

Exploring Conventional and FHA Loan Choices in Kings-Grant, NC

The mission of Lendersa® is to provide you with the optimum Conventional, USDA, or FHA loan swiftly and hassle-free. Choose one of our three options to find suitable lenders and loan packages.

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  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
  • Chaffey Federal Credit Union
  • 1024 W Foothill Blvd, Upland, CA, 91786
  • Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
  • Colonial Mortgage
  • 322 N Mountain Ave, Upland, CA, 91786
  • Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
  • Four Clover Homes Inc
  • 1424 North 13th Avenue, Upland, CA, 91786
  • Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786
  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
  • Tri-Star Home Loans
  • 2335 Foothill Boulevard, Suite 5, Upland, CA, 91786
  • Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication
  • TDR Mortgage
  • 188 E D Street, Upland, CA, 91786
  • TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
  • Allied Equity
  • 400 North Mountain Avenue, Suite 223, Upland, CA, 91786
  • ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.
  • Full Circle Home Loans
  • 99 C St Suite 200, Upland, CA, 91786
  • Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.