FHA VS Conventional loan programs in 2025 for Northchase, New Hanover County, North Carolina
For 2025, the conventional loan limit in Northchase, within New Hanover, NC, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. Understanding these limits is crucial for homebuyers, as they define the financing options available within this region and impact affordability.
Use the Lendersa® Conventional loan calculator to compare today's most competitive rates among Conventional, FHA, and USDA loans. This tool helps to determine income, credit score, reserves, and document necessities for eligibility. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in your decision-making regarding the best program in NC for your unique financial situation.
Insight into Loan Limits and Down Payment Requirements for 2025 in Northchase, New Hanover, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the following zip codes: 28405
Explore Conventional and FHA Loan Options in Northchase, NC
The primary mission of Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three pathways that will guide you towards matching lenders and loan programs that align with your goals.
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