FHA VS Conventional loan in Beulah, Mercer County, North Dakota

For the year 2026, the conventional loan limit in Beulah, situated in Mercer county, ND, is set at $726,200. The FHA loan limit for a single-family home is valued at $472,030.

The Lendersa® Conventional loan calculator allows you to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit scores, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the most suitable program for your financial circumstances in ND.

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Details on 2026 loan limits and down payment necessities in Beulah, county of Mercer, ND

Type of Loan Maximum Allowed Loan Down payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart pertains to zip codes: 58523

Available Conventional and FHA loan selections in Beulah, ND

At Lendersa®, our aim is to provide you with the best possible loan options — Conventional, USDA, or FHA — swiftly and without hassle. Begin with three main paths that guide you to aligned lenders and related loan programs.

Lendersa USDA loan request and matching results


Beulah Lenders

  • Union State Bank of Hazen
  • 209 Central Avenue NW, Hazen, ND, 58545
  • Lends in North Dakota
  • Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution

  • TruCommunity Bank
  • 102 North Main Street, Garrison, ND, 58540
  • Lends in North Dakota
  • TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.

  • Security First Bank of North Dakota
  • 700 Ash Avenue, New Salem, ND, 58563
  • Lends in North Dakota
  • Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.

  • Bravera Bank
  • 220 1st Ave W, Dickinson, ND, 58601
  • Lends in North Dakota
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.

  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Lends in North Dakota
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.

  • Affinity First Federal Credit Union
  • 811 South Broadway, Suite A, Minot, ND, 58701
  • Lends in North Dakota
  • Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.

  • First Western Bank & Trust
  • 900 S Broadway, Minot, ND, 58701
  • Lends in North Dakota
  • First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.

  • Town and Country Credit Union
  • 615 S Broadway, Minot, ND, 58701
  • Lends in North Dakota
  • Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers

  • Railway Credit Union
  • 1006 East Main Street, Mandan, ND, 58554
  • Lends in North Dakota
  • Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.