FHA VS Conventional loan programs in 2026 for Bismarck, Burleigh County, North Dakota
As of 2026, the loan limits for conventional mortgages in Bismarck, located in Burleigh county of ND, are set at $726,200. In comparison, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best rates of the day for Conventional, FHA, and USDA loans. It aids in assessing the necessary income, credit, reserves, and documentation. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to determine the ideal program in ND for your financial needs.
Loan limits and down payment criteria for 2026 in Bismarck, Burleigh county, ND
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These comparisons apply to the following zip codes: 58505
Explore Conventional and FHA loan solutions in Bismarck, ND
At Lendersa®, our priority is to secure the optimal loan—be it Conventional, USDA, or FHA—swiftly and conveniently. You can begin with one of three pathways leading to matching lenders and customized loan programs.
Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.
1110 College Drive, Suite 207, Bismarck, ND, 58501
Lends in North Dakota
At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota. The word ""community"" in Dakota Community Bank & Trust, N.A
Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.
400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
Lends in North Dakota
eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
