FHA VS Conventional loan in Dickinson, Stark County, North Dakota
For the year 2026, the Conventional loan threshold in Dickinson, found in Stark county, ND, is $726,200, whereas the FHA ceiling is $472,030 for a single-family dwelling.
Utilize Lendersa®'s Conventional loan calculator to compare the best rates of today's Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator enables you to see USDA, FHA, VA, and Conforming Conventional loans compared side by side, making it easier to choose the best program in ND for your specific financial situation.
Loan Limits and Down Payment Requirements in Dickinson, Stark, ND for 2026
Loan Type
Maximum Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 58601
Exploring Conventional and FHA Loan Choices in Dickinson, ND
At Lendersa®, our aim is to help you secure the most advantageous Conventional, USDA, or FHA loans with ease. Begin by choosing one of the three starting options to find matching loan programs and lenders.
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service. It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.
TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.
Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.
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Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
