FHA VS Conventional loan in Dickinson, Stark County, North Dakota

For the year 2025, the Conventional loan threshold in Dickinson, found in Stark county, ND, is $726,200, whereas the FHA ceiling is $472,030 for a single-family dwelling.

Utilize Lendersa®'s Conventional loan calculator to compare the best rates of today's Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator enables you to see USDA, FHA, VA, and Conforming Conventional loans compared side by side, making it easier to choose the best program in ND for your specific financial situation.

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Loan Limits and Down Payment Requirements in Dickinson, Stark, ND for 2025

Loan Type Maximum Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for zip codes: 58601, 58602

Exploring Conventional and FHA Loan Choices in Dickinson, ND

At Lendersa®, our aim is to help you secure the most advantageous Conventional, USDA, or FHA loans with ease. Begin by choosing one of the three starting options to find matching loan programs and lenders.

See the results of USDA loan requests and matches by Lendersa


  • Aberdeen Federal Credit Union
  • 2324 8th Ave NE, Aberdeen, SD, 57402
  • Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest. Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.
  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo
  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.
  • Cherry Creek Mortgage, LLC
  • 379 Kilbourne St, Sheridan, WY, 82801
  • We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.
  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
  • Buffalo Federal Bank
  • 106 Fort Street, Buffalo, WY, 82834
  • In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
  • First Northern Bank of Wyoming
  • 141 S. Main St, Buffalo, WY, 82834
  • First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders