FHA VS Conventional loan in Devils-Lake, Ramsey County, North Dakota
As of 2026, the loan limit for Conventional loans in Devils-Lake, located in the county of Ramsey, ND, is $647,200. The FHA limit for a single-family home is set at $420,680.
Utilize Lendersa®'s Conventional loan calculator to evaluate today’s best rates among Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in ND is most suited to your financial needs.
2026 Loan Limits and Down Payment Requirements in Devils-Lake, Ramsey, ND
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These details apply to zip codes: 58301
Exploring Conventional and FHA Loan Options in Devils-Lake, ND
The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loans quickly and efficiently. Choose one of three starting points to find lenders and loan programs that match your needs.
Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time. North Star Community Credit Union is proud of its ever expanding member reach and currently provides financial service at 12 locations throughout the state of North Dakota. North Star Community Credit Union Full service financial credit union.
Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.
We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure.
Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
2800 South Washington Street, Grand Forks, ND, 58201
Lends in North Dakota
The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
