FHA VS Conventional loan programs in Devils-Lake, Ramsey County, North Dakota

As of 2025, the loan limit for Conventional loans in Devils-Lake, located in the county of Ramsey, ND, is $647,200. The FHA limit for a single-family home is set at $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate today’s best rates among Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in ND is most suited to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Devils-Lake, Ramsey, ND

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These details apply to zip codes: 58301

Exploring Conventional and FHA Loan Options in Devils-Lake, ND

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loans quickly and efficiently. Choose one of three starting points to find lenders and loan programs that match your needs.

View the results of Lendersa USDA loan requests and matches


  • Private Client Mortgage Group
  • 430 W. Erie St, Suite 300, 310, Chicago, IL, 60654
  • We are dedicated to providing a fast, efficient mortgage process. Our transparent digital mortgage experience is backed by superior customer support. We’re using technology to change the way people finance their homes. Give every client the best loan possible without sacrificing service, experience or integrity!
  • Commercial Lending
  • 116 W. Hubbard, Suite 200, Chicago, IL, 60654
  • Commercial Lending X is a finance and loan company that assists businesses in locating and securing loans for commercial ventures. Asset types managed by this company include asset based loans, working capital lines, industrial equipment financing and loans, business start, business acquisition, leasehold improvements.
  • E-Finance Mortgage LLC
  • 948 West Madison Street, Suite CE, Chicago, IL, 60607
  • E-Finance Mortgage is a conscientious devotee of humble service to our clients, offering convenient & low priced home mortgage services for purchase & refinance of the American dream of owning a home.We are focused on becoming the 1st choice in the markets we serve through integrity, exceedingly high business ethics & valuable social responsibility
  • Stateside Private Capital, Inc.
  • 1016 W. Jackson Blvd., Chicago, IL, 60607
  • 50 States Capital, Inc. is a firm that engages capital resources that invest in Hard Money Loans that are asset based (real estate, AR, equipment and Intellectual Properties), Business Loans (Unsecured and Secured), Note Acquisitions, Joint Ventures, Real Estate Investments and Mergers & Acquisitions.
  • First Northern Credit Union
  • 230 West Monroe Street, Suite 2850, Chicago, IL, 60606
  • As a financial cooperative, First Northern Credit Union will serve the financial needs and strive to improve the financial well-being of its participating members. To continue growing as a successful community credit union by meeting the needs of our members. First Northern is a not-for-profit organization in northern Illinois,
  • Community Investment Corporation
  • 222 S. Riverside Plaza, Suite 380, Chicago, IL, 60606
  • COMMUNITY INVESTMENT CORPORATION, Chicago's Multifamily Rehab Lender, is a nonprofit providing mortgage financing to buy and rehab apartment buildings with five units or more in the 6-county metropolitan Chicago area. Since 1999 over 14, 000 landlords and managers have completed CIC property management training to help them better market, manage.
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • MWRD Employees credit union
  • 100 East Erie Street, Chicago, IL, 60611
  • MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Femme Capital Partners LLC
  • 355 East Ohio Street, Suite 2010, Chicago, IL, 60611
  • Femme Capital Partners, LLC is a company by women, for women that understands the challenges that women and minorities face with discrimination for their marital status, familial status and ethnicity. The company will provide that value, paving the way to financial freedom and wealth creation.
  • PartnerOwn LLC
  • 211 East Ohio Street, Suite 510, Chicago, IL, 60611
  • Safe Rate is a full-service mortgage lender based in Chicago offering conventional loan products. We also offer our very own Safe Rate Mortgage for borrowers who have less than a 10% down-payment. We are outsiders, who have reimagined the mortgage industry to put the borrower first, and we hope that you'll join us in our mission.
  • Amalgamated Bank of Chicago Chicago
  • 30 N. LaSalle, Chicago, IL, 60602
  • Amalgamated Bank of Chicago is your trusted banking partner. We meet a wide variety of commercial and consumer banking needs with a full range of products and services - including loans, checking and savings accounts, credit cards, cash management and trust services. For nearly 100 years, we have fostered deep ties to our customers