FHA VS Conventional loan programs in 2025 for Minot, Ward County, North Dakota

For 2025, the conventional loan ceiling in Minot, situated in the county of Ward, ND is $726,200. Meanwhile, the FHA cap for a single-family dwelling stands at $472,030.

The Lendersa® Conventional loan calculator is a tool to compare top rates today among Conventional, FHA, and USDA loans. Evaluate the income, credit score, reserves, and documentation that qualify you. Our modern mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program in ND for your finances.

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Loan limits and down payment details for 2025 in Minot, Ward county, ND

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for the following zip codes: 58707, 58703, 58702, 58701

Explore Conventional and FHA loan offerings in Minot, ND

Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan efficiently and effortlessly. Begin with any of the three methods provided for lender and loan program matching.

Lendersa USDA loan requests and matching outcomes


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