FHA VS Conventional loan in Williston, Williams County, North Dakota

In the year 2025, the Conventional loan cap in Williston, located within Williams county of ND, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose this day’s Conventional rates with FHA and USDA, allowing you to ascertain required income, credit, reserves, and documentation for eligibility. Our enhanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the most fitting program in ND for your financial circumstances.

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2025 Loan Limits and Down Payment Criteria in Williston, Williams, ND

Type of Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for zip codes: 58801, 58802, 58803

Options for Conventional and FHA Loans in Williston, ND

Lendersa® is dedicated to swiftly securing the optimal Conventional, USDA, or FHA loans for you with minimal fuss. Choose from three pathways to find suitable lenders and loan offers.

Observe Lendersa's USDA loan requests and matching outcomes


  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
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  • Exchange State Bank
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  • At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
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  • Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
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