FHA VS Conventional loan programs in 2026 for Williston, Williams County, North Dakota
In the year 2026, the Conventional loan cap in Williston, located within Williams county of ND, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose this day’s Conventional rates with FHA and USDA, allowing you to ascertain required income, credit, reserves, and documentation for eligibility. Our enhanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the most fitting program in ND for your financial circumstances.
2026 Loan Limits and Down Payment Criteria in Williston, Williams, ND
Type of Loan
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is valid for zip codes: 58801
Options for Conventional and FHA Loans in Williston, ND
Lendersa® is dedicated to swiftly securing the optimal Conventional, USDA, or FHA loans for you with minimal fuss. Choose from three pathways to find suitable lenders and loan offers.
At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
At Landstone, we understand that financing is more than just a loan. It’s the foundation of your future and stepping stone to further growth. We’re a team built on a foundation of utmost integrity, unmatched resourcefulness, and unwavering dedication. We harness our every resource and vast network to get every deal done.
Hard Money Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. We lend strictly on commercial property that is being utilized as an investment by the borrower.
Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm
DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application, reviewing the appraisal, approving the loan and writing the check. We are experts in helping homeowners with less-than-perfect credit.
As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
