FHA VS Conventional loan programs in Wahpeton, Richland County, North Dakota

In 2025, Convetional loan limit in Wahpeton, county of Richland, ND is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ND is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wahpeton, county of Richland, ND

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 58075, 58076, 58074

Conventional and FHA loan options in Wahpeton, ND

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Buywise Mortgage
  • 2130 Main Street, Suite 290, Huntington Beach, CA, 92648
  • BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
  • Better Choice Financial
  • 200 Main Street, Suite 240A, Huntington Beach, CA, 92648
  • Better Choice Financial is a full service mortgage broker offering a full array of mortgage products, including conforming, jumbo, FHA, and VA loans.Because we can offer you a number of different products to help you, you never have to worry about our consultants pressuring you in to anything.
  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Geneva Capital Network
  • 1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
  • Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity. We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Revival Lending
  • 16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
  • At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.
  • Benefit Mortgage
  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • 908 Mortgage
  • 6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803
  • 908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
  • American West Mortgage
  • 55318 E 2nd St, Suite 584, Long Beach, CA, 90803
  • American West Mortgage since in 1991 and this company president of the Roger Hinkle American West Mortgage Mortgage Banking and Broker of home loans. We make home loans primarily in California. Conventional, FHA, Jumbo. Fixed and Adjustable rate loans. Both Residential and Commercial properties.