FHA VS Conventional loan in Wahpeton, Richland County, North Dakota

In 2025, the Conventional loan limit for Wahpeton, within Richland, ND, is $726,200. The FHA cap for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA loans, evaluating required income, credit, reserves, and documents. Our advanced mortgage tool offers a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in ND suited to your financial profile.

Examine loan offers from 100 lenders

Loan Limits and Down Payment Needs in Wahpeton, Richland, ND for 2025

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 58075, 58076, 58074

Conventional and FHA Loan Choices in Wahpeton, ND

The mission of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loans for you without hassle. Choose from three starting points to find matched lenders and loan programs.

Lendersa's results for USDA loan requests and matches


  • VA Desert Pacific Federal Credit Union
  • 5901 East 7th Street, Long Beach, CA, 90822
  • At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.
  • LA Gordon Mortgage Center
  • 2350 250 St, Suite 10, Lomita, CA, 90717
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Golden State Mortgage
  • 2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
  • Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
  • ZRE Funding
  • 3646 Park Ridge Drive, Richmond, CA, 94806
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Delta Bay Realty
  • 2578 Mac Arthur Avenue, San Pablo, CA, 94806
  • Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.
  • Jadestone Mortgage, Inc.
  • 3260 Blume Dr, Suite 320, Richmond, CA, 94806
  • "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans. Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.
  • 101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
  • 6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
  • 101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
  • Optima Home Mortgage
  • 6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • D&F Properties
  • 5000 Birkdale Way, San Jose, CA, 95138
  • D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending