FHA VS Conventional loan programs in 2026 for Papillion, Sarpy County, Nebraska

For the year 2026, the conventional loan limit for a single-family home in Papillion, located in Sarpy county of NE, is set at $726,200. Meanwhile, the FHA loan limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit reserves, and documentation necessary to qualify. By examining Conforming Conventional loans, USDA, FHA, and VA side-by-side, our advanced calculator helps identify the best-fitting program in NE to meet your financial needs.

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Loan limits and downpayment requirements for 2026 in Papillion, Sarpy county, NE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures are relevant for the following zip codes: 68046

Explore Conventional and FHA loan options in Papillion, NE

At Lendersa®, our aim is to efficiently link you with the optimal Conventional, USDA, or FHA loan. Opt for one of three starting paths leading to matched lenders and loan programs.

Results from Lendersa's USDA loan request matching process


Papillion Lenders

  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Lends in Nebraska
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!

  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Lends in Nebraska
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their

    We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.

  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Lends in Nebraska
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.

  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • Lends in Nebraska
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.

  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • Lends in Nebraska
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union!

    Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska

  • Freedom Lending
  • 4610 S 143rd St, Omaha, NE, 68137
  • Lends in Nebraska
  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage

  • Dynamic Mortgage Concepts, Inc.
  • 2516 Platte River Dr, Bellevue, NE, 68123
  • Lends in Nebraska
  • Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Lends in Nebraska
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Enterprise Bank
  • 12800 West Center Road, Omaha, NE, 68144
  • Lends in Nebraska
  • Founded in 1991, Enterprise Bank, is a privately-owned community bank headquartered in Omaha, Nebraska. Enterprise Bank provides banking services to individuals as well as business customers located primarily in Omaha. Enterprise Bank has two full-service branches located in the Omaha Metro area.