FHA VS Conventional loan programs in 2026 for La-Vista, Sarpy County, Nebraska

During 2026, the conventional loan limit for a single-family home in La-Vista, which is situated in Sarpy county, NE, is $647,200, whereas the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's leading rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit standing, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out Conforming Conventional loans, USDA, FHA, and VA options side-by-side, facilitating your decision on the best program available in NE tailored to your specific financial situation.

Browse through loan offers from 100 lenders

2026 Loan limits and downpayment requirements in La-Vista, Sarpy county, NE

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 68128

Conventional and FHA Loan Options in La-Vista, NE

The objective of Lendersa® is to secure you the most advantageous Conventional, USDA, or FHA loan swiftly, with minimal hassle. Choose from one of three starting points that will connect you with matching lenders and loan programs.

Illustration of Lendersa USDA loan request and matching results


La-Vista Lenders

  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Lends in Nebraska
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their

    We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.

  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Lends in Nebraska
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.

  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • Lends in Nebraska
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.

  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • Lends in Nebraska
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union!

    Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska

  • Freedom Lending
  • 4610 S 143rd St, Omaha, NE, 68137
  • Lends in Nebraska
  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage

  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Lends in Nebraska
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Lends in Nebraska
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Enterprise Bank
  • 12800 West Center Road, Omaha, NE, 68144
  • Lends in Nebraska
  • Founded in 1991, Enterprise Bank, is a privately-owned community bank headquartered in Omaha, Nebraska. Enterprise Bank provides banking services to individuals as well as business customers located primarily in Omaha. Enterprise Bank has two full-service branches located in the Omaha Metro area.

  • ACCESSBank
  • 8712 W. Dodge Rd, Omaha, NE, 68144
  • Lends in Nebraska
  • We're entrepreneurs ourselves. We opened in 2007 with just 12 employees, so we are first-hand familiar with your day-to-day challenges. No wonder then, that we've been voted "Best Business Bank"​ by B2B Omaha Magazine five years in a row. We've also been awarded the 2017 & 2018 Business Excellence Award by the Greater Omaha Chamber.