FHA VS Conventional loan programs in Offutt-AFB, Sarpy County, Nebraska

In 2026, the conventional loan limit for a single-family home in Offutt-AFB, located in Sarpy county, NE, is $647,200, while the FHA limit is $420,680.

Use the Lendersa® Conventional loan calculator to analyze today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision-making for the best program in NE fitting your financial needs.

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2026 Loan Limits and Downpayment Info in Offutt-AFB, Sarpy, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to the following zip codes: 68113

Conventional and FHA Loan Options in Offutt-AFB, NE

At Lendersa®, our aim is to connect you swiftly with the ideal Conventional, USDA, or FHA loan without hassle. Choose one of three methods to find compatible lenders and loan offerings.

Results from Lendersa's USDA loan requests


Offutt-AFB Lenders

  • Dynamic Mortgage Concepts, Inc.
  • 2516 Platte River Dr, Bellevue, NE, 68123
  • Lends in Nebraska
  • Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.

  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Lends in Nebraska
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!

  • U.P. Connection Federal Credit Union
  • 6707 Grover Street, Omaha, NE, 68106
  • Lends in Nebraska
  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned

  • Security National Bank
  • 6464 Center St, Suite 100, Omaha, NE, 68106
  • Lends in Nebraska
  • We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.

  • Union Pacific Streamliner Federal Credit Union
  • 1400 Douglas Street, MS 0040, Omaha, NE, 68179
  • Lends in Nebraska
  • Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products.

    Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • Lends in Nebraska
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Lends in Nebraska
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their

    We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.

  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Lends in Nebraska
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.

  • Woodmen Federal Credit Union
  • 1700 Farnam Street, Suite 1000, Omaha, NE, 68102
  • Lends in Nebraska
  • Woodmen Federal Credit Union has been open since 1934. The credit union has assets totaling $10.66 Million and provides banking services to more than 1, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,