In the year 2025, the conventional loan ceiling in Barnegat, located in the county of Ocean, NJ, is established at $1,089,300. At the same time, the FHA limit for a single-family property is set at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess today’s optimal rates for Conventional, FHA, and USDA loans. Evaluate income levels, credit requirements, reserves, and necessary documentation for eligibility. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in the selection of the most suitable program in NJ for your financial needs.
Explore loan offers from over 100 different lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $1,089,300 | 3% | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% |
This comparative data is relevant for the zip codes: 8005
Lendersa® strives to expedite your access to the best available Conventional, USDA, or FHA loan with minimal difficulty. Choose from three beginning options that align you with compatible lenders and programs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
