FHA VS Conventional loan programs in Bayonne, Hudson County, New Jersey

During 2026, the Conventional loan limit for Bayonne, located in Hudson county, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit requirements, reserves, and documentation required for qualification. Our enhanced mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in deciding which program in NJ suits your financial circumstances best.

Explore loan offers from 100 lenders

Details on 2026 Loan Limits and Down Payment in Bayonne, Hudson, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is relevant for the following zip codes: 7002

Exploring Conventional and FHA Loan Options in Bayonne, NJ

The objective of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan without any hassle. Select one of three starting points that connect you with matching lenders and loan offerings.

View matching results for Lendersa USDA loan request


Bayonne Lenders

  • Case Real Estate Capital
  • PO Box 5100, Rochelle Park, NJ, 07002
  • Lends in New Jersey
  • Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.

  • BCB Community Bank
  • 591 Avenue C, Bayonne, NJ, 07002
  • Lends in New Jersey
  • The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.

  • Entertainment Industries Federal Credit Union
  • 16 West Grand Street, Elizabeth, NJ, 07201
  • Lends in New Jersey
  • The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.

  • Seaport Federal Credit Union
  • 5080 McLester Street, Elizabeth, NJ, 07201
  • Lends in New Jersey
  • Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.

  • Virtue Funding LLC
  • 80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
  • Lends in New Jersey
  • Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs

  • American Fidelity Mortgage, LLC
  • 146 Delancy st, Newark, NJ, 07105
  • Lends in New Jersey
  • At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.