FHA VS Conventional loan programs in Elizabeth, Union County, New Jersey
In 2026, the limit for a Conventional loan in Elizabeth, which lies in the county of Union, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home reaches $1,089,300.
The Lendersa® Conventional loan calculator helps you compare the best rates available today for Conventional, FHA, and USDA loans. Determine necessity for income, credit, reserves, and required documentation to qualify. With a detailed comparison tool, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to decide which program fits your financial situation in NJ.
Details on loan limits and down payments for 2026 in Elizabeth, Union, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparative table is applicable to the following zip codes: 07208, 07202, 07201, 07206, 07207
Available loan choices in Elizabeth, NJ for Conventional and FHA
Lendersa® aims to ensure you secure the best Conventional, USDA, or FHA loan quickly and efficiently without unnecessary complications. Start from one of three pathways that align you with the right lenders and programs.
15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client!
We look forward to completing a smooth loan process, and you will be excited to tell your friend
1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin
Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity
Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.
1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
"At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience.
Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"
