Explore the differences! FHA VS Conventional loan programs in Elizabeth, Union County, New Jersey
In 2025, the limit for a Conventional loan in Elizabeth, which lies in the county of Union, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home reaches $1,089,300.
The Lendersa® Conventional loan calculator helps you compare the best rates available today for Conventional, FHA, and USDA loans. Determine necessity for income, credit, reserves, and required documentation to qualify. With a detailed comparison tool, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to decide which program fits your financial situation in NJ.
Details on loan limits and down payments for 2025 in Elizabeth, Union, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparative table is applicable to the following zip codes: 07208, 07202, 07201, 07206, 07207
Available loan choices in Elizabeth, NJ for Conventional and FHA
Lendersa® aims to ensure you secure the best Conventional, USDA, or FHA loan quickly and efficiently without unnecessary complications. Start from one of three pathways that align you with the right lenders and programs.
2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
"At Home Loans By U, we have access to financing options that NO local bank or direct lender has available.
Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
"CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors.
Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
5005 West Laurel Street, Suite 212, Tampa, FL, 33607
Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.
3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
At Reliable Mortgage Professionals, we are more than just a lending company.
We know the impact that our business has on the lives of you, our clients, and we aim to make the process as enjoyable and beneficial as possible to ensure that your home-buying experience is not tainted with debt, stress, and uncertainty.
1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
