FHA VS Conventional loan programs in Elizabeth, Union County, New Jersey

In 2025, Convetional loan limit in Elizabeth, county of Union, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Elizabeth, county of Union, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07208, 07202, 07201, 07206, 07207

Conventional and FHA loan options in Elizabeth, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • RealMortgage, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
  • Premier Home Mortgage Loans
  • 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008
  • Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
  • Portfolio Loan Specialists
  • 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008
  • I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • Trinity Mortgage
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
  • Quintess Funding LLC
  • 12500 - 13099 Ashley Falls Dr, San Diego, CA, 92130
  • Quintess Funding LLC is a Licensed Mortgage Broker. Quintess specializes in a personalized mortgage experience. We focus on a client centric, grassroots business model making sure to put our clients interests first every step of the way. We provide a simple and quick solution to a normally complex process.
  • Mares Mortgage
  • 32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675
  • Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
  • First California Financial Inc.
  • 30531 Via Ventana, San Juan Capistrano, CA, 92675
  • Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.