FHA VS Conventional loan in Belleville, Essex County, New Jersey
In the year 2025, the conventional loan limit for Belleville, located in the county of Essex, NJ, amounts to $1,089,300, whereas the limit for an FHA loan, specifically for single-family homes, is $1,089,300.
With the Lendersa® Conventional loan calculator, you can compare and contrast today’s best rates among Conventional, FHA, and USDA loans. It also guides you through the essential criteria such as income, credit score, reserves, and necessary documentation required for qualification. Utilizing our advanced mortgage calculator, you can compare the aspects of Conforming Conventional loans, USDA, FHA, and VA, to decide which program in NJ matches best with your financial condition.
Loan restrictions and downpayment guidelines in Belleville, county of Essex, NJ - 2025
Loan Category
Maximum Limit
Required Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Note: The table's information corresponds to these zip codes: 07109, 07189
Explore Conventional and FHA loan choices in Belleville, NJ
At Lendersa®, our primary aim is to secure the optimal Conventional, USDA or FHA loans for you swiftly and without any hassle. Start by choosing among three pathways which lead to suitable lenders and loan offerings.
Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.
Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.
1200 Hempstead Turnpike, Franklin Square, NY, 11010
Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio
At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
399 Knollwood Road, Suite 320, White Plains, NY, 10603
Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.
Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
