FHA VS Conventional loan programs in Belleville, Essex County, New Jersey
In the year 2026, the conventional loan limit for Belleville, located in the county of Essex, NJ, amounts to $1,089,300, whereas the limit for an FHA loan, specifically for single-family homes, is $1,089,300.
With the Lendersa® Conventional loan calculator, you can compare and contrast today’s best rates among Conventional, FHA, and USDA loans. It also guides you through the essential criteria such as income, credit score, reserves, and necessary documentation required for qualification. Utilizing our advanced mortgage calculator, you can compare the aspects of Conforming Conventional loans, USDA, FHA, and VA, to decide which program in NJ matches best with your financial condition.
Loan restrictions and downpayment guidelines in Belleville, county of Essex, NJ - 2026
Loan Category
Maximum Limit
Required Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Note: The table's information corresponds to these zip codes: 07109, 07189
Explore Conventional and FHA loan choices in Belleville, NJ
At Lendersa®, our primary aim is to secure the optimal Conventional, USDA or FHA loans for you swiftly and without any hassle. Start by choosing among three pathways which lead to suitable lenders and loan offerings.
In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.
At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506
As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
