In 2026, the Conventional loan limit in Silver-Lake, within Essex county, NJ, is $970,800, while the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare top current rates between Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents required to qualify. This advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NJ for your financial needs.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is relevant to zip codes: 07109, 07003
The goal at Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loans available. Begin with any of these three steps to connect with matching lenders and loan programs.
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