FHA VS Conventional loan programs in North-Arlington, Bergen County, New Jersey
In 2025, the conventional loan limit applicable in North-Arlington, residing within the county of Bergen, NJ, is set at $970,800. Conversely, the FHA limit for a single-family home is marked at $970,800. Both these loan limits serve as critical guidelines for banks and home buyers who are involved in real estate transactions, ensuring alignment with federal standards and local market conditions.
The Lendersa® Conventional loan calculator serves as an invaluable resource for contrasting today's top rates among Conventional, FHA, and USDA loans. Determine the key factors such as income, credit thresholds, financial reserves, and needed documents for qualification. Our advanced mortgage calculator compares, side by side, the Conforming Conventional, USDA, FHA, and VA loans, guiding you to ascertain the best choice for your financial scenario in NJ. These tools are specifically designed to offer insights and facilitate your decision-making process by providing comprehensive data on various mortgage options available.
A Detailed Overview of 2025 Loan Limits and Down Payment Requirements in North-Arlington, within the territory of Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This comparison table specifically applies to the following zip codes: 7031
Exploring the Range of Conventional and FHA Loan Options in North-Arlington, NJ
At Lendersa®, our primary focus is ensuring you access the best Conventional, USDA, or FHA loans quickly and without stress. Start by choosing one of three targeted approaches that guide you to well-matched lenders and financially sound loan options tailored to meet your individual needs:
5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207
We are a full-service mortgage company based in Stockton, CA. We specialize in FHA, VA, Conventional, USDA & JUMBO loans in Lodi, Linden, Patterson and Sonora. We also serve the surrounding cities in San Joaquin County, Stanislaus County, Madera County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
1330 W Robinhood Dr, Suite a 13, Stockton, CA, 95207
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rates. Whether it is your first home or an investment property we offer a wide range of financing options designed to meet your unique needs.
2111 West March Lane, Suite B100, Stockton, CA, 95207
Mission San Jose Mortgage, we have the experience, financial strength, and personalized service you can count on. As a client of Mission San Jose Mortgage, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products
Vista Home Loans to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!
We rely primarily on human interaction to obtain new business. You can visit us and ask questions at one of our tables the CDCR Facilities. Our reputation depends on personal interaction being a success thru and thru. We have worked with employees of the State of California (CDCR primarily ) for over 20 years.
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
Mitchell Mortgage has been serving the home loan needs of our clients in Napa, California for over 24 years. In addition to the beautiful Napa Valley, we are now also located in the lovely communities of Davis and Woodland, California to better serve the residents of Yolo County and the Sacramento region.
3031 W. March Lane, Suite 236W, Stockton, CA, 95219
As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
