FHA VS Conventional loan programs in North-Arlington, Bergen County, New Jersey
In 2025, the conventional loan limit applicable in North-Arlington, residing within the county of Bergen, NJ, is set at $970,800. Conversely, the FHA limit for a single-family home is marked at $970,800. Both these loan limits serve as critical guidelines for banks and home buyers who are involved in real estate transactions, ensuring alignment with federal standards and local market conditions.
The Lendersa® Conventional loan calculator serves as an invaluable resource for contrasting today's top rates among Conventional, FHA, and USDA loans. Determine the key factors such as income, credit thresholds, financial reserves, and needed documents for qualification. Our advanced mortgage calculator compares, side by side, the Conforming Conventional, USDA, FHA, and VA loans, guiding you to ascertain the best choice for your financial scenario in NJ. These tools are specifically designed to offer insights and facilitate your decision-making process by providing comprehensive data on various mortgage options available.
A Detailed Overview of 2025 Loan Limits and Down Payment Requirements in North-Arlington, within the territory of Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This comparison table specifically applies to the following zip codes: 7031
Exploring the Range of Conventional and FHA Loan Options in North-Arlington, NJ
At Lendersa®, our primary focus is ensuring you access the best Conventional, USDA, or FHA loans quickly and without stress. Start by choosing one of three targeted approaches that guide you to well-matched lenders and financially sound loan options tailored to meet your individual needs:
At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.
Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home.
Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
