FHA VS Conventional loan programs in Buena, Atlantic County, New Jersey

For the year 2025, the Conventional loan cap in Buena, within Atlantic county, NJ is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh the current Conventional, FHA, and USDA rates against each other. Analyze income, credit, reserve requirements, and necessary documents to qualify. With our comprehensive mortgage calculator, compare side by side the opportunities from Conforming Conventional, USDA, FHA, and VA loans to choose the most suitable plan in NJ given your unique financial circumstances.

Explore loan offers from 100 different lenders

Loan limits and down payment needs for 2025 in Buena, located in Atlantic county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The above table corresponds to zip codes: 08326, 08310, 08341, 08360

Explore Conventional and FHA loan possibilities in Buena, NJ

At Lendersa®, our aim is to secure the best Conventional, USDA, or FHA loan tailored to your needs swiftly and effortlessly. Start your journey with one of three key steps that connect you to the ideal lenders and loan programs.

Lendersa USDA loan matchmaking results


  • IMAGINE HOME LENDING, LLC
  • 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103
  • Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
  • Bank of Clarks
  • 301 N. Green, Clarks, NE, 68628
  • Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
  • Cornerstone Bank
  • 45th St 2280 45th Street S, Fargo, ND, 58104
  • North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
  • NEXA Mortgage | Kyle Green
  • 5551 36th Ave S, Unit D, Fargo, ND, 58104
  • "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota. While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority. Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"
  • Forward Mortgage
  • 4575 23rd Ave S, Suite 250, Fargo, ND, 58104
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • VALLEY MORTGAGE, INC
  • 3315 45th Street South, Suite 200, Fargo, ND, 58104
  • VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
  • Park Mortgage
  • 4170 41st Ave S, Suite 102, Fargo, ND, 58104
  • Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
  • United Savings Credit Union
  • 1001 1st Avenue N, Fargo, ND, 58102
  • United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information. United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
  • Freedom Community Credit Union
  • 2940 N University Drive, Fargo, ND, 58102
  • Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education