FHA VS Conventional loan programs in 2025 for Byram, Sussex County, New Jersey

In 2025, the Conventional loan limit in Byram, within Sussex county, NJ, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.

Lendersa® Conventional loan calculator helps you compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding the best choice in NJ for your financial situation.

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2025 Loan Limits and Down Payments in Byram, Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 07874, 07821

Conventional and FHA Loan Options in Byram, NJ

Lendersa® strives to deliver the best Conventional, USDA, or FHA loans promptly and smoothly. Start with one of three pathways to find matching lenders and suitable loan programs.

Results from USDA loan requests with Lendersa


  • CSB Financial
  • 9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
  • CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Escondido Federal Credit Union
  • 201 North Broadway, Escondido, CA, 92025
  • Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
  • Riteway Mortgages
  • 600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
  • RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law. Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
  • Latin Financial Group
  • 170 West Mission Avenue, Suite 2, Escondido, CA, 92025
  • Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
  • San Diego Military Lending
  • 1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
  • AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
  • Home Financing Specialists
  • 333 South Juniper Street, Suite 105, Escondido, CA, 92025
  • Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • Pfeiffer Financial Services
  • 18363 Starvation Mountain Road, Escondido, CA, 92025
  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.