Explore the differences! FHA VS Conventional loan programs in Byram, Sussex County, New Jersey

In 2026, the Conventional loan limit in Byram, within Sussex county, NJ, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.

Lendersa® Conventional loan calculator helps you compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding the best choice in NJ for your financial situation.

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2026 Loan Limits and Down Payments in Byram, Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 07874, 07821

Conventional and FHA Loan Options in Byram, NJ

Lendersa® strives to deliver the best Conventional, USDA, or FHA loans promptly and smoothly. Start with one of three pathways to find matching lenders and suitable loan programs.

Results from USDA loan requests with Lendersa


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