In 2026, the Conventional loan limit in Stanhope, within Sussex county, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family residence is $1,089,300.
Use the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loan options. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA products, assisting you in choosing the optimal program for your financial context in NJ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table applies to zip codes: 7874
The aim of Lendersa® is to swiftly secure you the best possible Conventional, USDA, or FHA loans with minimal hassle. Choose from three starting points to be matched with appropriate lenders and matching loan programs.
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