FHA VS Conventional loan in Hopatcong, Sussex County, New Jersey

During 2026, the conventional loan limit in Hopatcong, located in Sussex county, NJ, stands at $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

With the Lendersa® Conventional loan calculator, you can evaluate today's premier rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and necessary documentation for qualification. This sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in identifying the optimal program in NJ for your financial circumstance.

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2026 Loan Limits and Down Payment Requirements in Hopatcong, County of Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is applicable for the zip codes: 07821

Available Conventional and FHA Loan Options in Hopatcong, NJ

The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan promptly and without complication. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request matching outcomes


  • NEXPANSE FINANCIAL LLC
  • C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
  • Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.

  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you

  • The Bank of Princeton
  • 183 Bayard Lane, Princeton, NJ, 08540
  • Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon,
    Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey

  • Healthcare Employees Federal Credit Union
  • 29 Emmons Drive, Suite C40, Princeton, NJ, 08540
  • Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution

  • Certified Wealth Mortgage & Investment
  • 101 College Road East, Suite 2, Princeton, NJ, 08540
  • Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.

  • NJ Gateway Federal Credit Union
  • 100 Culver Road, Monmouth Junction, NJ, 08852
  • We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!

  • Xpress Financial Mortgage Corp
  • 4270 Route 1 North, Monmouth Junction, NJ, 8852
  • Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.

  • ALL STATE LENDERS CORP.
  • 2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
  • All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost

  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.

  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.