FHA VS Conventional loan in Cape-May, Cape May County, New Jersey

In 2025, Convetional loan limit in Cape-May, county of Cape May, NJ is $647,200 while FHA limit is $489,900 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cape-May, county of Cape May, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $489,900 3.5%

The comparison table applies to zip codes: 8204

Conventional and FHA loan options in Cape-May, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
  • The Dunmire Team
  • 8844 Laurel Ln, Keller, TX, 76248
  • The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
  • Lubrizol Employees' Credit Union
  • 205 Center Street, Deer Park, TX, 77536
  • Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
  • Liberty Mortgage
  • 3710 Center St, Suite 101, Deer Park, TX, 77536
  • The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
  • Susser Bank
  • 2326 W Pleasant Ridge, Arlington, TX, 76015
  • Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades. In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
  • Pioneer Realty Capital, LLC
  • 701 Highlander Blvd, Suite 350, Arlington, TX, 76015
  • We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
  • Cheating Debt, LLC
  • 1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
  • Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.
  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect