FHA VS Conventional loan programs in Carlstadt, Bergen County, New Jersey
For the year 2025, the Conventional loan limit in Carlstadt, within the county of Bergen, NJ, is designated as $1,089,300, whereas the FHA loan cap for a single-family home is $1,089,300. Understanding these limits is essential for achieving favorable mortgage terms, whether you're purchasing a property or refinancing.
Employ the Lendersa® Conventional loan calculator to scrutinize today's most competitive rates across Conventional, FHA, and USDA loans. It helps you ascertain the required income, credit evaluation, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can juxtapose Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on which option in NJ best meets your unique financial circumstances.
Explaining 2025 Loan Limits and Down Payment Essentials in Carlstadt, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Note: This comparison table applies specifically to the zip codes: 7072
Diverse Loan Choices: Conventional and FHA Options in Carlstadt, NJ
Lendersa® is committed to providing fast and uncomplicated access to the most suitable Conventional, USDA, or FHA loans. Choose from our three starting pathways that facilitate finding the right lenders and loan programs suited to your needs.
8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
550 Carson Plaza Drive, Suite 222, Carson, CA, 90746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
"Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon:
Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
