FHA VS Conventional loan programs in 2025 for East-Rutherford, Bergen County, New Jersey

In 2025, the conventional loan limit for East-Rutherford in Bergen county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in NJ for your financial needs.

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Loan Limits and Down Payment Needs in East-Rutherford, Bergen, NJ for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The table applies to zip codes: 7073

Available Conventional and FHA Loan Options in East-Rutherford, NJ

Lendersa® is dedicated to providing the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose from three starting points to connect with suitable lenders and corresponding loan programs.

Results for Lendersa USDA loan requests


  • West Gate Bank
  • 6003 Old Cheney Rd, Lincoln, NE, 68516
  • Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
  • First Community Bank of Central
  • 201 Main Street, POB 100, Beemer, NE, 68716
  • With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you. Locations in Beemer, Fremont, Bancroft & Homer Nebraska
  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
  • HOME MORTGAGE RESOURCE, INC.
  • 1409 S. Muskogee Ave, Suite 1, Tahlequah, OK, 74465
  • HOME MORTGAGE RESOURCE, INC full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • LincOne Federal Credit Union
  • 4638 W Street, Lincoln, NE, 68503
  • LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.