Explore the differences! FHA VS Conventional loan programs in Rutherford, Bergen County, New Jersey
For 2026, the conventional loan limit in Rutherford, county of Bergen, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator for comparing today’s best rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and required documents. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program in NJ.
2026 Loan Limits and Down Payment Requirements in Rutherford, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Applies to zip codes: 7070
Conventional and FHA Loan Options in Rutherford, NJ
The goal of Lendersa® is to secure the best loan possible—Conventional, USDA, or FHA—quickly and effortlessly. Choose from three starting points to find matching lenders and programs.
1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
399 Knollwood Road, Suite 320, White Plains, NY, 10603
Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
