FHA VS Conventional loan programs in Carteret, Middlesex County, New Jersey

For 2025, the conventional loan limit in Carteret, within the county of Middlesex, NJ, stands at $1,089,300. Meanwhile, the FHA loan limit applicable for a single-family residence is $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate today’s Conventional, FHA, and USDA rates. Determine necessary income, credit standing, reserves, and documentation for qualification. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling the best program selection for your financial situation in NJ.

Access and compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Carteret, Middlesex County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant to zip codes: 7008

Options for Conventional and FHA Loans in Carteret, NJ

Lendersa® is dedicated to rapidly securing the ideal Conventional, USDA, or FHA loan for you with minimal stress. Begin the process with one of three pathways that pair you with compatible lenders and loan options.

Lendersa USDA loan request and matching outcomes


  • FundFast Network
  • 220 W Alabama St, Suite 106, Houston, TX, 77006
  • A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • Noble Home Mortgage LLC
  • 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
  • Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
  • TrinityMortgage
  • 2929 Allen Parkway, Suite 200, Houston, TX, 77019
  • Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
  • Triumph Lending
  • 12075 Spring Cypress Rd, Tomball, TX, 77377
  • Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice! Union Square Credit Union's field of membership is open to those who have the following common bond
  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
  • Blackstone Mortgage LLC
  • 2418 Richton Street, Houston, TX, 77098
  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
  • Absolute Lending Group LLC
  • 1806 Kipling Street, Houston, TX, 77098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Houston Prime Mortgage LLC
  • 3730 Kirby Drive, Houston, TX, 77098
  • The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.