Explore the differences! FHA VS Conventional loan programs in Chatham, Morris County, New Jersey
For the year 2025, the conventional loan limit in Chatham, situated in Morris county, NJ is set at $1,089,300, whereas the FHA limit is $1,089,300 for a single-family dwelling.
Make use of Lendersa®'s Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. It helps analyze the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans next to each other, assisting you in selecting the most suitable program available in NJ, tailored to your financial circumstances.
Loan limits and down payment requirements in Chatham, Morris county, NJ for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is applicable to zip codes: 07935, 07928
Explore Conventional and FHA loan opportunities in Chatham, NJ
Lendersa® is committed to ensuring you swiftly receive the optimal Conventional, USDA, or FHA loans without any hassle. Start with one of the three options to find matching lenders and suitable loan programs.
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Mortgage Solutions LP NMLS #1636721..
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